Credit repair services don’t have the best reputation. This is because scammers enjoy preying on your desire to quickly fix your credit score. While this has resulted in a lot of fraud in the industry, it doesn’t mean that these financial services aren’t legitimate. In fact, they’re protected by federal law, and there are many …
Your credit score is used in more ways than one could imagine. Thinking of purchasing a home? Your interest rate will depend upon what your score is. Would you like a credit card? If your credit is not good, you may have a high-interest rate, or you may not even qualify for a card. If …
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This upcoming year, it is predicted mortgage rates and prices of homes will lower. This is great news if you want to purchase a new home in 2023. But what about if you have a credit score that is not worthy enough for a home purchase? Consider these things you should do before you purchase …
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Maintaining a healthy credit score can help you to get a mortgage, take out contracts, and make the most of more financial opportunities in Clearwater. You might be wondering what you can do to improve your credit score and set yourself up for success. Here are some of the tips and tricks that could help …
By improving your credit score, you’ll avail yourself of more financial benefits (e.g., more borrowing options, more affordable mortgage, and loans). Your life will also be easier since many institutions (e.g., landlords, employers, utility companies) check your credit. Knowing this, you may wonder how you can quickly boost yours. Fortunately, there are a few ways …
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While you can get out of debt, you can’t do it quickly. Unfortunately, this isn’t what you want to hear when you find yourself living paycheck to paycheck. Big debts (e.g., student loans, home mortgages) don’t help. In fact, they frequently make the situation worse. The best ways to get out of debt are to …
Consolidating debt is something that is considered by many people who are struggling to pay back personal loans. It can be helpful in reducing stress and worry about your debts overall, but it can also have an impact on your credit score. Debt consolidation happens when a person has multiple loans that are owed to …
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Although it is commonly believed that the credit report lists all your accounts, their balances, and payment statuses, you might be surprised to find that even the closed accounts can linger on the credit report for several years. Surprisingly, the accounts closed in a proper standing will stay on the credit report for ten years. …
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Love them or hate them, credit cards are a huge part of millions of American lives. Most people hear the horror stories of mounting credit card debt, but in reality, credit cards can be good if handled properly. In this article, we will be discussing how credit cards may actually help you going into the …
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If you have recently experienced rejection with a credit application you may also be facing a poor credit score. There are several reasons for having a poor credit score such as delay in credit card payments, having some outstanding judgment against yourself, or being a victim of fraud or identity theft. For any reason, if …
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