What Should You Do When Medical Debt Becomes Unmanageable?

Worried woman reviews a medical bill at home beside a calculator, illustrating medical debt and credit repair.

A single trip to the emergency room can change your whole financial picture. That is why so many families lie awake worrying about medical bankruptcy and what one unexpected illness could do to their savings. If you live in Clearwater or anywhere in the Tampa Bay area, you are not alone in that fear. The …

Pitfalls Of Credit Repair, Equifax Data Breach Of 2017

In our ever increasing technological world, and the exponentially increasing importance of credit repair in our daily lives, it’s important to know how difficult it can be, what you’re getting into and who might be able to genuinely help you. You might know Equifax as one of the premiere credit reporting companies of 2019, having …

Credit Repair – Mistakes to Avoid

Consumers need to be vigilant in protecting their credit and financial reputations. In today’s age, lenders, companies, and others who transact business via the credit markets can be predatory, merciless, and not consumer-friendly. One way of protecting your credit history and reputation is to know and understand some basics of credit reporting, credit monitoring, and …

Consumer Financial Protection Bureau Shuts Down California Company for Deceptive Practices

Consumer Financial Protection Bureau (CFPB) is the agency responsible for policing the actions of those in the credit industry. An investigation by the CFPB may be into the actions of a creditor who has not fulfilled their obligations to report a debt correctly to the consumer reporting agencies. Just as like a scenario would be …

Alabama Credit Repair Company Shut Down for Multiple Violations

A credit repair company in Montgomery, Alabama was closed down in October of 2017 for deceptive and illegal practices. According to the Alabama Attorney General’s office Scott’s Credit Repair is closed down permanently. The owners, John and Krystal Scott, are prohibited from consumer credit repair work or consumer finance work. Additionally, they have been prohibited …