Credit Repair And Identity Theft

Introduction In today’s digital age, where personal and financial transactions are increasingly conducted online, the risk of identity theft has escalated significantly. It’s more important than ever to understand how to protect your identity and the necessary steps to take if it becomes compromised. This detailed guide will explore both proactive measures you can implement …

Pitfalls Of Credit Repair, Equifax Data Breach Of 2017

In our ever increasing technological world, and the exponentially increasing importance of credit repair in our daily lives, it’s important to know how difficult it can be, what you’re getting into and who might be able to genuinely help you. You might know Equifax as one of the premiere credit reporting companies of 2019, having …

A Supreme Court Case Regarding Definition of “Debt Collectors” Under the FDCPA

Henson v Santander Consumer USA, Inc. 582 U.S. ___ (2017) The Fair Debt Collection Practices Act (FDCPA) defines a debt collector as “any person who uses an instrumentality of interstate commerce or the mails in any business the principle purpose of which is the collection of any debts, or who regularly collects or attempts to …