In the United States, credit is one of the most important factors when it comes to your personal finances. Did you know that your credit score can even impact your ability to rent a home or condo? Credit scores can range from a low of 350 all the way to a high of 850. In …
Debt consolidation is also termed credit consolidation and it is a method for merging several debts into one lower-interest debt. This is many times done when you have incurred several high-interest debts such as credit card bills and personal loans. Debt consolidation will lower the monthly payments partially by raising the time for repayment. It …
Not every country has a credit score rating for its citizens, but the United States does. In the United States, having a good credit score can be just as important as having cash in the bank. Your credit score is one of the most important factors when it comes to getting loans, rental agreement leases, …
Continue reading “What Are Factors That Can Hurt My Credit Score?”
Financial advisors would always suggest abiding by the three key financial safeguards to attain financial security. They are: Save money as an emergency fund Never spend more than you can afford Pay your debts on time In addition, experts today also recommend keeping your credit scores as high as possible. A credit score is an …
Continue reading “Why Is It Important To Have A Good Credit Score?”
Sometimes you may have made huge purchases such as vehicles and homes and realized the importance of credit score in the lending decision. This is also significant during an opening of a credit card account. Any time when you apply for some kind of credit your credit score and other info contained within the credit …
It is indicated in a Gallup survey that half of the U.S. citizens worries about the fact that they can be driven to medical bankruptcy in case of a medical event. This is a 5% rise in the number of Americans that expressed similar fears a year earlier. Young Americans aged between 18 to 29 …
Continue reading “Fear Of Medical Bankruptcy Among Americans”
When was the last time that you checked your credit score? Do you know if your credit score is good or bad? In America, having good credit is just as important as having cash in the bank. Without good credit it can be very difficult for you to get approved to take out loans for …
Did you know that the average American today has a credit score of 704? How does your credit score stack up in comparison? If your score is lower than the national average, try not to get too stressed out. We at The Weller Legal Group can help with improving your credit score for the better. …
Having bad credit in America can deeply affect your quality of life. If someone is to have poor credit it can make you ineligible for car loans, home loans, and even in some cases rental leases. Not to mention, people who have poor credit are usually at the mercy of creditors in regards to interest …
In order to understand and appreciate the benefits of repairing one’s credit, it is imperative to understand the credit score and its significance in the steps one must take to repair credit damaged by bankruptcy, foreclosure, repossession, and other factors. According to Wikipedia: A credit score is a numerical expression, based on a level analysis …
