To initiate an investigation of a “bad mark” on a consumer credit report, consumers are advised to make their first inquiry or request via a credit reporting agency. The three major credit reporting agencies in the United States are Equifax, Experian, and Transunion. Trying to resolve a dispute with the business or lender who may …
Consumers need to be vigilant in protecting their credit and financial reputations. In today’s age, lenders, companies, and others who transact business via the credit markets can be predatory, merciless, and not consumer-friendly. One way of protecting your credit history and reputation is to know and understand some basics of credit reporting, credit monitoring, and …
The credit score is generally the prime determiner in whether a prospective house purchaser is able to qualify for a mortgage. In the United States, most houses are purchased through the acquisition of a mortgage. Most home purchasers in the United States today do not have the funds to purchase a home without a mortgage. …
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There is no questioning that filing for bankruptcy is something that can have all sorts of impact on your life. For instance, it’s a major life decision that might affect your employment opportunities, where you can live and might even affect your relationships with others. Quite clearly, it might be a full-on life-changing event. It …
Continue reading “How Does Bankruptcy Affect My Credit Score?”
Best car loan interest rates are offered to consumers with the highest credit scores. While this is common knowledge, there are several things a consumer can do to ensure they get the best value despite the interest rate on their car loan. Checking their credit score before shopping for a car, attempting to prequalify for …
