While playing the lottery is a lot of fun, it should never be used as a means of getting through life. However, if you do happen to gain a tremendous amount of lottery winnings, you will most likely want some sort of budget planning. Here are some money management tips to help you make the …
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Those who have had awful credit in the past know how tough it can be. By maintaining a good credit score, you have many advantages that you might not be fully aware of. Lots of folks are under the impression that your credit score only matters if you are making a large purchase, such as …
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Credit repair services don’t have the best reputation. This is because scammers enjoy preying on your desire to quickly fix your credit score. While this has resulted in a lot of fraud in the industry, it doesn’t mean that these financial services aren’t legitimate. In fact, they’re protected by federal law, and there are many …
Your credit score is used in more ways than one could imagine. Thinking of purchasing a home? Your interest rate will depend upon what your score is. Would you like a credit card? If your credit is not good, you may have a high-interest rate, or you may not even qualify for a card. If …
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This upcoming year, it is predicted mortgage rates and prices of homes will lower. This is great news if you want to purchase a new home in 2023. But what about if you have a credit score that is not worthy enough for a home purchase? Consider these things you should do before you purchase …
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As a consumer, you need to be vigilant about protecting your credit and financial reputation. One of the best ways of doing this is to understand some of the basics of credit repair (e.g., monitoring, reporting, disputing errors). It would help if you also were careful that you don’t undermine your consumer rights when dealing …
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Defaulting on your personal or home loan EMIs can adversely affect your credit score, including steep late fees. Are you aware that past payments or payment history can affect your credit history up to the extent of 35%? Your payment, or repayment history, has the maximum impact on your credit score. Are you wondering how …
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Although it is commonly believed that the credit report lists all your accounts, their balances, and payment statuses, you might be surprised to find that even the closed accounts can linger on the credit report for several years. Surprisingly, the accounts closed in a proper standing will stay on the credit report for ten years. …
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If you have recently experienced rejection with a credit application you may also be facing a poor credit score. There are several reasons for having a poor credit score such as delay in credit card payments, having some outstanding judgment against yourself, or being a victim of fraud or identity theft. For any reason, if …
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In the United States, a good credit score can be just as important as your social security number or money in your bank account. Your credit score is not just a number, it is an important factor of your financial health. In this article, we will discuss what is a good credit score, and some …
