What Factors Can Hurt Your Credit Score, and How Can You Protect It?

Person holding a credit card while completing a credit check form on a laptop at a desk

Your credit score travels with you wherever you go and can even determine the rate you pay on a car loan and whether a landlord approves your rental application. Even your insurance rates can be negatively affected by your credit score and, in some cases, whether you get hired for a job. Many of the …