As a consumer, you need to be vigilant about protecting your credit and financial reputation. One of the best ways of doing this is to understand some of the basics of credit repair (e.g., monitoring, reporting, disputing errors). It would help if you also were careful that you don’t undermine your consumer rights when dealing …
Continue reading “Mistakes To Avoid When It Comes To Credit Repair”
By improving your credit score, you’ll avail yourself of more financial benefits (e.g., more borrowing options, more affordable mortgage, and loans). Your life will also be easier since many institutions (e.g., landlords, employers, utility companies) check your credit. Knowing this, you may wonder how you can quickly boost yours. Fortunately, there are a few ways …
Continue reading “Simple Ways To Quickly Improve Your Credit Score”
While you can get out of debt, you can’t do it quickly. Unfortunately, this isn’t what you want to hear when you find yourself living paycheck to paycheck. Big debts (e.g., student loans, home mortgages) don’t help. In fact, they frequently make the situation worse. The best ways to get out of debt are to …
Consolidating debt is something that is considered by many people who are struggling to pay back personal loans. It can be helpful in reducing stress and worry about your debts overall, but it can also have an impact on your credit score. Debt consolidation happens when a person has multiple loans that are owed to …
Continue reading “Best Ways To Consolidate Your Personal Debt”
Although it is commonly believed that the credit report lists all your accounts, their balances, and payment statuses, you might be surprised to find that even the closed accounts can linger on the credit report for several years. Surprisingly, the accounts closed in a proper standing will stay on the credit report for ten years. …
Continue reading “Can I Remove Closed Accounts From My Credit Report?”
A divorce can stress out the couple that is involved in it. There are various items to think about, including how your family will react, what social life will be like, and how you’ll manage without a second income. But many individuals never really think about their credit. But it is something that you …
Love them or hate them, credit cards are a huge part of millions of American lives. Most people hear the horror stories of mounting credit card debt, but in reality, credit cards can be good if handled properly. In this article, we will be discussing how credit cards may actually help you going into the …
Continue reading “How To Use Credit Cards To Improve My Credit Score?”
If you have recently experienced rejection with a credit application you may also be facing a poor credit score. There are several reasons for having a poor credit score such as delay in credit card payments, having some outstanding judgment against yourself, or being a victim of fraud or identity theft. For any reason, if …
Continue reading “Dos And Don’ts While Performing A Credit repair”
In the United States, a good credit score can be just as important as your social security number or money in your bank account. Your credit score is not just a number, it is an important factor of your financial health. In this article, we will discuss what is a good credit score, and some …
It is important to have good credit. It opens up avenues for lesser interests and it affects future loan approvals for larger purchases. Therefore, although having a bigger credit limit is better, here is what you must know for building your credit in the right manner. Two factors decide if a rise in credit limit …
Continue reading “Can Credit Limit Increase Affect Your Credit Score?”
