Going through a bankruptcy can be a stressful and time-consuming situation. We at The Weller Legal Group are here to help make the bankruptcy process easier and more efficient for you and your family. Every year, over one million Americans will file for bankruptcy. We at The Weller Legal Group want to help you to …
In our ever increasing technological world, and the exponentially increasing importance of credit repair in our daily lives, it’s important to know how difficult it can be, what you’re getting into and who might be able to genuinely help you. You might know Equifax as one of the premiere credit reporting companies of 2019, having …
Continue reading “Pitfalls Of Credit Repair, Equifax Data Breach Of 2017”
Having bad credit in America can deeply affect your quality of life. If someone is to have poor credit it can make you ineligible for car loans, home loans, and even in some cases rental leases. Not to mention, people who have poor credit are usually at the mercy of creditors in regards to interest …
In order to understand and appreciate the benefits of repairing one’s credit, it is imperative to understand the credit score and its significance in the steps one must take to repair credit damaged by bankruptcy, foreclosure, repossession, and other factors. According to Wikipedia: A credit score is a numerical expression, based on a level analysis …
Scam /skam/ noun informal 1. a dishonest scheme; a fraud. “an insurance scam” synonyms: fraud, swindle, racket, trick verb 2. swindle. “a guy that scams the elderly out of their savings” synonyms: swindle, cheat, deceive, trick, dupe, hoodwink, double-cross (Merriam-Webster Dictionary) The warnings are all out there – on the internet, in Public Service Announcements (“PSA’s”), …
Continue reading “Credit Repair: Steps To Take And Mistakes To Avoid”
Anecdotally speaking, filing for Chapter 7 bankruptcy can be – in and of itself – a relief. Most people who take the step of filing a bankruptcy petition have been in a state of fret and worry for months – maybe years – in the period leading up to the filing. The constancy of vexing …
Continue reading “Is Credit Repair The Right Move Post-Bankruptcy?”
Caveat Emptor – noun the principle that the buyer alone is responsible for checking the quality and suitability of goods before a purchase is made. Caveat Emptor – in language that even a layman should be able to understand, the principle of “let the buyer beware” is a sensible watchword regarding any purchase – substantial or …
“To file, or not to file? … THAT is A question.” That is a question that thousands of debt-burdened debtors ask on an annual basis: “Should I file for Chapter 7 bankruptcy?” Another question often asked is: “What are the alternatives to filing for bankruptcy?” And: “If any”? This writer is of the belief that …
To initiate an investigation of a “bad mark” on a consumer credit report, consumers are advised to make their first inquiry or request via a credit reporting agency. The three major credit reporting agencies in the United States are Equifax, Experian, and Transunion. Trying to resolve a dispute with the business or lender who may …
Consumers need to be vigilant in protecting their credit and financial reputations. In today’s age, lenders, companies, and others who transact business via the credit markets can be predatory, merciless, and not consumer-friendly. One way of protecting your credit history and reputation is to know and understand some basics of credit reporting, credit monitoring, and …
